{"id":54,"date":"2022-06-29T04:00:00","date_gmt":"2022-06-29T10:00:00","guid":{"rendered":"https:\/\/insurance.bankofoakridge.com\/blog\/?p=54"},"modified":"2022-06-29T14:54:40","modified_gmt":"2022-06-29T20:54:40","slug":"do-i-need-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/insurance.bankofoakridge.com\/blog\/do-i-need-umbrella-insurance\/","title":{"rendered":"Do I Need Umbrella Insurance?"},"content":{"rendered":"

Umbrella insurance can help protect your home or company if your insurance plan has a major claim or goes out of business. Umbrella plans are different from other types of coverage because they are governed by a contract. <\/span><\/p>\n

Umbrella plans are often expensive, costing 10% to 20% more than other types of coverage. Due to this, it’s important to compare them to other options and consider their cost before purchasing one. For inquiries in Oak Ridge, NC and the surrounding areas, call Oak Ridge Insurance Services. <\/span><\/p>\n

Umbrella Insurance: What You Need to Know <\/span><\/h2>\n

The unfortunate fact is that a variety of natural disasters can happen at any time, and they may not be predictable. No matter when a disaster strikes, it’s important to be prepared. <\/span><\/p>\n

Many homeowners purchase Homeowner’s Insurance to protect their property against perils like fire, storms, and earthquakes. But what about other disasters like floods, ice storms, or solar flares? What if you’re not sure when these types of disasters will strike, and you want to be prepared? <\/span><\/p>\n

Umbrella insurance is designed to protect you from financial risk if your primary insurance policy does not cover a certain risk. Unfortunately, you can be struck by a car and end up in the hospital. <\/span><\/p>\n

You’re investing in your future, and with that comes the responsibility of protecting that investment. That’s why you may consider protecting your home or business with an umbrella insurance policy. <\/span><\/p>\n

Umbrella insurance is typically more expensive than basic home insurance, but it’s a valuable policy you can’t live without. <\/span><\/p>\n

Contact Us Today<\/span><\/h3>\n

There are many different types of insurance that you can buy, and many people think that you don’t need any of them. This couldn’t be further from the truth! <\/span><\/p>\n

Even though it’s a common misconception, you do need to have some form of insurance. Umbrella insurance is one of the most common types of insurance, and it’s a great place to start. For expert help, consult Oak Ridge Insurance Services, a company serving in Oak Ridge, NC.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Umbrella insurance can help protect your home or company if your insurance plan has a major claim or goes out of business. Umbrella plans are different from other types of coverage because they are governed by a contract.  Umbrella plans are often expensive, costing 10% to 20% more than other types of coverage. Due to […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[11,10],"class_list":["post-54","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-oak-ridge-insurance-services","tag-oak-ridge-nc"],"_links":{"self":[{"href":"https:\/\/insurance.bankofoakridge.com\/blog\/wp-json\/wp\/v2\/posts\/54","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/insurance.bankofoakridge.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/insurance.bankofoakridge.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/insurance.bankofoakridge.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/insurance.bankofoakridge.com\/blog\/wp-json\/wp\/v2\/comments?post=54"}],"version-history":[{"count":1,"href":"https:\/\/insurance.bankofoakridge.com\/blog\/wp-json\/wp\/v2\/posts\/54\/revisions"}],"predecessor-version":[{"id":55,"href":"https:\/\/insurance.bankofoakridge.com\/blog\/wp-json\/wp\/v2\/posts\/54\/revisions\/55"}],"wp:attachment":[{"href":"https:\/\/insurance.bankofoakridge.com\/blog\/wp-json\/wp\/v2\/media?parent=54"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/insurance.bankofoakridge.com\/blog\/wp-json\/wp\/v2\/categories?post=54"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/insurance.bankofoakridge.com\/blog\/wp-json\/wp\/v2\/tags?post=54"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}