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Enjoy Your Ride

North Carolina, South Carolina and Virginia have some of the most scenic roads in America and traveling them by motorcycle is a great way to see them all. Of course, you need to be safe out there. That means following all laws of the road, wearing protective gear, and always carrying the proper proof of insurance. At Oak Ridge Insurance Services, we're providing coverage for our local bikers.

Getting a Motorcycle License

Operating a motorcycle has a separate set of requirements from driving a car or truck. The North Carolina Division of Motor Vehicles requires a motorcycle learner's permit or endorsement on the driver's provisional, normal, or commercial driver's license. This means you need to pass a written test, along with road sign identification and vision tests, along with a motorcycle road test on top of your normal license.

North Carolina State Motorcycle Insurance Laws

According to the North Carolina Department of Insurance, anyone operating a motorcycle or motor scooter needs a minimum of liability insurance. Mandatory state limits are a minimum of $30,000 per person and $60,00 per accident for bodily injury liability and$25,000 for property damage liability.

Choosing the Right Partner

When you are shopping for motorcycle insurance, it is important to speak with someone that you can trust. Our team is here for you every step of the way, and is ready to:

  • Explain your policy so it is easy to understand
  • Identify essential coverage you could be missing
  • Guide you through the process beginning to end
  • Advocate for you throughout your claims process

Ready to get started?

Click below to complete your complimentary, no-obligation motorcycle insurance quote.


Have questions? Click here to send us a message!

Brent Schroyer

Brent Schroyer

Insurance Advisor
Chastity Spofford

Chastity Spofford

Insurance Specialist

Why Partner With Us?

  • Locally owned and operated
  • Compare multiple carriers
  • Combine policies for great rates
  • Print your auto ID cards and access your insurance documents from our Client Service.

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