Renters Insurance

If you are looking for renter's insurance, including Condo, Townhome, or Apartment, Oak Ridge Insurance Services is here for you. We will help you to select the correct renter's insurance policy if you are renting an apartment or a house. Renter's insurance will cover you and protect your valuables if they are ever damaged or you experience theft or vandalism.

Is Renter’s Insurance Mandatory?

There are no laws making it mandatory for renters to carry a policy. However, the only way for you to remain protected is through having insurance. It will become mandatory for you to purchase renter's insurance if you rent an apartment through a landlord that makes this a requirement.

What are my Coverage Options?

You can choose from personal property, liability, and additional living expenses depending on what you feel you can best benefit from. We can help you compare your options, as not all options provide maximum protection. Fires and water leaks are unforeseen incidents that you have no control over. If you opt-in for liability coverage, it will cover injuries that may occur inside your apartment or house, as well as tornado damage.

Choosing the Right Partner

When you are shopping for renter’s insurance (including condos, townhomes and apartments), it is important to speak with someonethat you can trust. Our team is here for you every step of the way, and is ready to:

Explain your policy so it is easy to understand
Identify essential coverage you could be missing
Guide you through the process beginning to end
Advocate for you throughout your claims process

Ready to get started?

Click below to complete your complimentary, no-obligation renters insurance quote.

GET YOUR QUOTE

Have questions? Click here to send us a message!

Why Partner With Us?

Locally owned and operated
Compare multiple carriers
Combine policies for great rates
Print your auto ID cards and access your insurance documents from our Client Service.

Request a Quote

From our Community

"Nate in banking and Chastity in Insurance know how to get their work done and under pressure. They got behind me and helped get my problems solved. I needed car financing and car insurance. I started the process at 9am and it was completed with policy and check in hand by 3pm and that was only because I could not get there at 11am. Thanks guys."

- Phil S.

"They treat you like they are a long-time personal friend. Very friendly, knowledgeable, professional and they have "Out of the Box" thinking."

- Mark W.

"Always friendly and very helpful. So glad I switched several years ago."

- Autumn C.

"It is extremely pleasant to be known by name and treated as a friend."

- Kirsty A.

"Everyone here at the branch knows my name! Always friendly and have a great attitude."

- Mitch K.

"Chastity and Brent are absolutely amazing to work with. I just happened to call them a few years back to inquire about a certain company they were able to write for, and they were upfront with me that the company I was looking at would not be the best policy for me. Brent sat down with me m, looked over my existing policy and we created a plan that was right for me! Over the last few years I have sold/traded/bought several cars and bought a new house and I feel like Chastity has been with me every step of the way. They worked tirelessly to find me the best policy and rates. They are always accessible for any questions or concerns that I may have. If you are looking for agents that have your best interest in mind, then look no further!"

- Andrew

Insurances Services are: Not a deposit, Not FDIC-insured, Not insured by any federal government agency, Not guaranteed by the bank, May go down in value.