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Who needs auto insurance in North Carolina?

For those that live in the Greensboro or Oak Ridge, NC area, there is a wide variety of forms of insurance that are needed. One type of insurance that many people here need to get is auto insurance, which will provide you with protection for your vehicle and driving liability risk. There are several situations when someone will need to get this form of insurance. 

Anyone with an Auto Loan Needs Coverage

Buying a car is a big purchase that often requires the buyer to take out a loan to finance the purchase. If this is the case for you, it is essential to understand your insurance obligations. Any car owner with a loan will be required to carry auto insurance that has a fully comprehensive policy. Most of the time, you will also be required to have a minimum deductible as well as it helps to ensure you are able to repair or replace the vehicle when needed. 

Those Driving on Public Roads Need Coverage

Driving a car on a public road in the state of North Carolina also comes with insurance obligations. All drivers need to make sure that they have a full auto liability policy, which ensures that they are covered for damages they cause in an accident. Those that do not have this coverage could face a variety of penalties, which could include the loss of licensure. 

Choosing an auto insurance policy is always a big decision. When you are looking for a new policy in the Greensboro or Oak Ridge, NC area, you should call Oak Ridge Insurance Services. The team at Oak Ridge Insurance Services can help you to figure out what type of insurance you need to have. They can then help you build a policy that provides ample coverage and ensures full compliance. 

From our Community

Partner Carriers

  • American Modern
  • ASI
  • Bankers
  • Burns & Wilcox
  • Foremost
  • Hagerty
  • Heritage
  • Jackson Sumner
  • Johnson & Johnson
  • Liberty Mutual
  • National General
  • Progressive
  • Safeco
  • Tapco
  • The Hartford
  • Travelers
  • Universal
  • Utica