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What Classic Car Insurance Misconceptions Should You Avoid?

You can’t rely on regular auto insurance to fully cover your classic car. However, you don’t need deep pockets for adequate coverage. If you think you can’t get insurance for your classic car, think again. Oak Ridge Insurance Services has the answers you need to debunk these myths about your restored antique vehicle.

Classic Car Insurance Misconceptions 

Classic Car Insurance Is Not Affordable (Not True)

Getting into an accident can set you back thousands of dollars without the right classic car insurance. Don’t let your hard work go to waste. Instead, protect your investment with coverage that meets your specific needs. One of our helpful agents can walk you through the different insurance options available and within your budget.

You Can’t Qualify for Classic Car Insurance (Probably Wrong)

Insurance companies that offer classic car insurance understand that you have an older vehicle. Different rules apply to your rebuilt sports car or vintage Mustang. Therefore, these policies are built and priced to meet the needs of classic car enthusiasts.

It’s Similar to Regular Auto Insurance

Your regular insurance policy won’t cover your classic car. So, you need a policy geared for a well-maintained, show-ready vehicle that happens to have many years under its tires.  Under typical car insurance, you can drive your vehicle regularly without affecting your coverage. In fact, it’s designed for frequent usage. However, classic car insurance comes with mileage and other restrictions. Our agents can walk you through the differences between regular and classic car insurance in Oak Ridge, NC.

It’s for Rich People

Unless you’re independently wealthy, chances are you made some sacrifices to buy and maintain your classic car. You don’t have to be rich to afford protection for your vintage vehicle. Speak to your insurance representative about cost-effective ways to protect your vehicle.

Give Us A Call

Contact Oak Ridge Insurance Services to discuss your auto and classic car insurance needs in Oak Ridge, NC.

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