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When should you review your life insurance coverage

Like many types of insurance, life insurance needs to be reviewed from time to time to make sure that it is keeping up with the events in your life. At Oak Ridge Insurance Services in Oak Ridge, NC, we are here for our customers to help them have the coverage that they need to protect the ones they love. 

When should you review your life insurance coverage

When you buy a house

When you take on a mortgage, you don’t want to leave your family the responsibility of paying for your house if anything happens to you. Being that much in debt could be a real hardship for the ones you leave behind. 

When you change employers

You may get life insurance as one of the benefits of your employment. This is under the control of your employer. When you change employers in some cases, you can opt to take life insurance with you. It may not be the best-priced policy for you to keep. If you get another life policy from your new employer, you should consider it a bonus and acquire a policy of your own that won’t go away with every job change. 

When you get married

When you get married, you need to review your life insurance to check the beneficiary, and in most cases, you will change it so that your new partner is the one who will receive the benefit. 

When you add dependents

With each additional child, you should review your life insurance to make sure that you have enough to protect your children so that they can remain in the home they are used to. 

Consult With Us

At Oak Ridge Insurance Services we offer the residents of Oak Ridge, NC the benefit of our experience and expertise. As an independent insurance agency, we are also able to offer more choices. 

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