Many landlords now require proof of renters insurance before handing over the keys to the unit; however, consider whether you could afford to replace all of your belongings, from furniture to clothes to electronics, if your Oak Ridge, NC rental unit was damaged in a fire, vandalized, or any number of other covered incidents.
Why Renters Insurance?
Don’t Count on your Landlord.
Just because your landlord has insurance on the condo, apartment, or house you’re renting doesn’t imply it covers your goods or protects you from liability in the event of an accident. The only way to avoid having to replace all of your belongings in the event of a tragedy or being sued because a third party was wounded on your property is to have insurance coverage.
It pays for disaster housing.
Assume your apartment has been destroyed by a fire and will be uninhabitable for one month while repairs are completed. If you do not have renters insurance in this circumstance, you will be responsible for paying for accommodation while you are evacuated.
It Covers You While on Vacation.
Many people choose not to acquire renters insurance because they travel frequently for work or pleasure and believe that coverage applies only when they are living in their rental; nevertheless, renters insurance protects you even if calamity strikes while you are away.
You have more property than you realize.
We’re not accusing you of being a hoarder, but most individuals own more than they realize, and the bills may soon add up. Renters insurance protects everything off your possessions, from shoes to a laptop.
Oak Ridge Insurance Services Is Here To Help!
We specialize in renters insurance at Oak Ridge Insurance Services in Oak Ridge, NC. Call us to find out how we can provide you with peace of mind.