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Can Auto Insurance Replace a Stolen Vehicle?

If your vehicle has been stolen, our team at Oak Ridge Insurance Services in Oak Ridge, NC knows that you probably have a million thoughts running through your head. From “How did this happen to me?” to “How am I going to pay for another vehicle?” the questions that come up in the process of recovering from auto theft can leave you reeling and stressed out.

After you’ve had some time to think about it, you might also become overwhelmed by all of the unexpected items on your to-do list. A new car isn’t cheap in most cases, so it makes total sense that you’d worry about how you’ll be able to afford a new vehicle when your car has fallen into the hands of a car thief. 

Thankfully, you might be able to cover some or all of the costs of replacing your stolen vehicle if you have an auto insurance policy that provides that kind of coverage. Since we don’t know your specific situation or policies, we can only offer general ideas of what your insurance policy might cover. For more detailed information, you can always call our office or visit us.

Can Auto Insurance Replace a Stolen Vehicle?

Depending on your insurance policy for your car, you might be able to use it to help offset the costs of the new vehicle. If you have minimum liability coverage, it’s unlikely that your auto insurance policy covers a stolen vehicle’s replacement. On the other hand, if you have comprehensive coverage, you’re more likely to have coverage related to replacing a stolen vehicle included in your car insurance policy.

To learn more about how Oak Ridge Insurance Services in Oak Ridge, NC can help you protect your vehicle, call our office today!

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