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Why You May Need Classic Car Insurance

If you have a classic car, you need to have it covered with the best insurance policy possible. Classic cars often represent a significant investment, and your classic car insurance has to take that into account. For a classic car, it isn’t enough to have a regular auto policy. You specifically need a classic car policy. If you don’t have the insurance policy that you need, give us a call at Oak Ridge Insurance Services in Oak Ridge, NC.

Classic Car Policies

If you have a standard auto insurance policy on your classic car, it isn’t likely to pay out what the car is actually worth if a problem happens to it. When you get a regular auto policy, the coverage is based on the age of the car, its condition, and how many miles it has. When you go by these criteria, it may not reflect what the car is actually worth as a classic that is sought after. You need a policy that will take into account the popularity of the car and how much people are really willing to pay for it. Aspects of the car like its mileage may factor into its value, but many other factors are important when the car is a classic. This can mean its place in popular culture or the scarcity of that model of car. When you have a classic car insurance policy, all of these factors are considered, and the policy is written for the specific car rather than being a generic value. 

Stay Insured

The amount of coverage is so important because you may be in an accident that damages or destroys the car. This would be extremely expensive for you if you didn’t have this important coverage. You need to stay covered with a classic car policy so that your investment in your car is protected. 

Get Classic Car Insurance

To get your coverage, call us at Oak Ridge Insurance Services in Oak Ridge, NC.

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