Renter’s insurance offers multiple types of protection all under one policy. There are several categories of coverage that you get with these policies, all of which are crucial for your protection. One of these is protection for your belongings. If you don’t have renter’s insurance, we can help you get it. Give us a call today at Oak Ridge Insurance Services in Oak Ridge, NC to find out more and get started.
Protecting Your Belongings
When you rent a home, you’ll generally have all or most of your belongings in the house. This means they’re all in one place and vulnerable to many risks. If something serious were to happen to your home, you wouldn’t need coverage for the property damage. However, it’s highly important to have coverage for your belongings. There are events, such as disasters and calamities, that can cause severe damage to many, or even all, of your belongings. It’s never a good idea to go without this type of coverage.
Understanding Your Coverage
Your renter’s insurance will typically include belongings coverage, so it isn’t something that needs to be added. It can cover the cost of repairing or replacing damaged items. Just think about the cost of replacing everything in one room of your home. That’s just one room- imagine the cost of replacing everything after a serious damaging event. This would be out of reach for most people, so it’s essential to have this coverage to mitigate the financial risk that every renter has.
Securing Renter’s Insurance
If you’ve been going without renter’s insurance, want to change your insurance, or are just starting out in a new home, call us to learn more about renter’s insurance. We’re available at Oak Ridge Insurance Services in Oak Ridge, NC to help you get covered.