At Oak Ridge Insurance Services in Oak Ridge, NC, we help our customers keep their water vehicles and boats covered all year round. As the summer sun and waves hit, you’re probably thinking about heading out onto the water. Before you do that, you should ensure that your insurance coverage protects not only standard boats but also recreational vehicles. Since every insurance policy varies, you’ll want to check with one of our qualified insurance professionals before you assume that the information below applies to your policy because it is generalized.
What Is Boat Insurance?
Boat insurance refers to insurance that covers boats. This can mean that a boat insurance policy could cover yachts, row boats, and other watercraft you think about when you think of boats. Although it covers most standard boats, boat insurance may not always cover special vehicles.
Is Boat Insurance the Same Thing as Watercraft Insurance?
Boat insurance and watercraft insurance are the same thing. The only difference between the two types of coverage is the name. If you have watercraft insurance, you have boat insurance, and vice versa.
Does Boat/Watercraft Insurance Cover Recreational Water Vehicles?
Boat and watercraft insurance may cover some recreational vehicles if one of our insurance agents indicates they are covered on your policy. More often than not, you’ll need a specialized policy to cover recreational vehicles like jet skis. We can review your options for specialized coverage if you call our office or stop by to discuss what is available to you. Although it’s unnecessary, it’s better to be covered on the water than risk liability and more.
Contact Oak Ridge Insurance Services
For more boat insurance coverage information, call our office at Oak Ridge Insurance Services in Oak Ridge, NC, today!
