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Does Your Older Vehicle Need Classic Car Insurance?

Understanding Insurance for Classic Cars

If you own an older car, you might wonder what kind of insurance it needs. Is it now considered a classic car due to its age? For those around Oak Ridge, NC, who are seeking information on classic car insurance, our agents at Oak Ridge Insurance Services can help. We answer all your questions and provide detailed information on the various insurance options available, regardless of your car’s age.

Generally, a car needs to be at least 20 years old to be considered a classic car. But it could be classified as an antique car if it’s older than 40 to 45 years. This is why discussing with your insurance agent is wise – to ensure you have the correct coverage. Just because your car is old does not necessarily mean it qualifies for classic car insurance.

Working with your agent will help you choose the best level of coverage and protection for your car. Not all older cars have the same value or popularity, and some may be easier to source parts than others. These factors can result in considerable differences in policy options depending on your car’s make and model. Selecting the most suitable insurance is crucial to ensure you are well protected if you need to file a claim.

Contact us today at Oak Ridge Insurance Services in Oak Ridge, NC, to learn more about classic car insurance. Whether you own a classic or an older car and are looking for the right level of cover, we’re ready to assist you.

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