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An In-Depth Look At Renters Insurance

Based in Oak Ridge, NC, Oak Ridge Insurance Services serves the community by offering residents personalized insurance coverage. We strive to help our clients protect their most important assets. We will guide you through the process of finding coverage.

Renters Insurance

If you stay in a condo or apartment in Oak Ridge, NC, renters insurance will help you cover your personal items. The policy covers your personal items if someone damages them or tries to steal them. Accidents can happen at any time. That’s why liability coverage will protect you if someone gets injured while they are visiting your rental property or if you accidentally damage someone else’s property.

You can amend your policy to cover you if your personal items are damaged due to a natural disaster or fire. Renters insurance allows you to protect your most valuable possessions in case something goes wrong. If you have some luxury items, you may have to amend your policy to protect them if something happens. Consider getting your luxury items appraised so that you will be aware of their true value. Also, it may benefit you to take note of every single item in the rental unit. This will assist you if something gets stolen.

During severe cases when your rental property suffers major damage, you can add emergency coverage so that you will have a safety net if you have to seek additional lodging elsewhere until your rental property is repaired. Your personal items are also protected when you are traveling away from your rental unit. You will be covered if something happens to your phone while you’re on vacation.

Consult With Oak Ridge Insurance Services

Visit our website today to learn more information about renters insurance.

From our Community

Partner Carriers

  • American Modern
  • ASI
  • Bankers
  • Burns & Wilcox
  • Foremost
  • Hagerty
  • Heritage
  • Jackson Sumner
  • Johnson & Johnson
  • Liberty Mutual
  • National General
  • Progressive
  • Safeco
  • Tapco
  • The Hartford
  • Travelers
  • Universal
  • Utica